Most people hate Mondays because according to research, Monday is the bleakest day of the week, but today, January 16th is the bleakest of them all. Why? Because according to British psychologist Cliff Arnall, the third Monday in January is a day when weather, post-holiday debt and low motivational levels affect people the most. Blue Monday is just one day in a very long winter season and about 20-percent of Americans fall victim to winter blues.

A more severe disorder is seasonal afftective disorder (SAD) ---- affects about five-percent of the population during the months of December, January, February and March. It is believed that decreased exposure to bright sunlight during the winter months is the root cause.

Other days that tend to create sadness are Valentine's day, Tax Day, the start or end of Daylight Saving Time and the holidays. So, if you are feeling a little down today, don't worry, it's normal. In the meantime, Monday is almost over and you are one day closer to the weekend!!!